Budgeting 101 How to Balance Your Life and Budget: 12 Tips to Stay Organized Read the Article Open Share Drawer Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to share on Tumblr (Opens in new window)Click to share on Pinterest (Opens in new window)Click to share on LinkedIn (Opens in new window) Written by Mint Published Feb 8, 2021 - [Updated Sep 17, 2021] 6 min read Sources Advertising Disclosure The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers. This blog does not provide legal, financial, accounting or tax advice. The content on this blog is "as is" and carries no warranties. Intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. After 20 days, comments are closed on posts. Intuit may, but has no obligation to, monitor comments. Comments that include profanity or abusive language will not be posted. Click here to read full Terms of Service. Life’s a juggling act. You could be building your career, spending time on hobbies, and making time for those you love all at once. Finding a healthy way to navigate all three can be a hard code to crack. Often, one aspect of your life ends up taking more resources than the rest. While hustling your way to the top is good for your career and earnings, you may find yourself out of balance with your health or family. Ultimately, an unbalanced schedule can result in exhaustion, stress, and even burnout. Learn how to balance your life, career, and budget while reaching your biggest goals. You’ll be working smarter, not harder — here’s how. How to Balance Your Budget Balancing your budget is essential for financial success. When you’re free of financial burden, it’s easier to feel relaxed and in control of your life. There are a few tricks to finding a budgeting rhythm that works for you — using a budgeting app is a great place to start. 1. Simplify Your Budget Make budgeting easy by investing in what you love and saving on what you don’t. Start by downloading our app and tracking your earnings and expenses. Then, see what unnecessary expenses you can cut out. You may love eating out with your friends, but to avoid racking up a hefty bill, limit eating out to once a week. 2. Budget for Extra Expenses It’s not sustainable to only spend money on things you need. Being strict with your budget could send you into a shopping spiral. There are times when you want to buy a new pair of shoes or eat out with your friends. If you have the money to do so, treat yourself without going overboard by sticking to your budget. Once you find a budget that works for you, set aside a specific amount to spend on extras. 3. Automate What You Can Make your money work for you without thinking about it. Set a budget and try it out for a few months — adjust as needed. For example, if you feel like you always go over your grocery budget but you never use all of your gas money, reallocate those funds. Once you have all the kinks worked out, set up automatic payments for recurring expenses such as savings account contributions, debt payments, and living expenses. You won’t have to worry about missing a payment or creating a new budget every month. 4. Follow Trusted Financial Gurus Weed through your social media feeds. Do you follow people that have a bad influence on your spending habits? How about financial experts that help you manage your money? Every month, sift through who you follow and remove accounts that negatively impact your money habits. It’s always a good idea to follow accounts that have a positive effect. For example, Mint’s Instagram account could be the right influence for you! How to Balance Your Work and Personal Life Working is what helps you pay your bills and live the life you want. But it can easily fill your schedule if you’re overly invested. Whether you work from home or an office, it’s important to make time for things you love — whether it be your family, friends, hobbies, or all three. 5. Set Boundaries In and Out of the Office When you’re at work, stay focused on work. When you’re at home, stay focused on your loved ones, hobbies, or relaxing. If the lines get blurred, set rules for you and your loved ones. Turn off your work notifications after hours to avoid interference. When you’re working, silence your phone to steer clear of distractions and stay in your workflow. You may find yourself more productive and with extra time to take on more tasks — this could help you earn that promotion. 6. Prioritize Your Time It’s hard to make time for everything you want to do. Lessen stress by prioritizing your time like you would your budget. List your most important tasks for the next day, followed by your lower priorities. Reference your list throughout the day to help you stay focused on what you need to do. This method saves you time and energy preparing for the day ahead. 7. Make Your Workplace Work for You To set yourself up for success, start with your work environment. Get focused by creating different “zones'' in your home or office. Section off places for working, eating, relaxing, and sleeping. Working in bed feels comfortable, but lacks balance. You could find yourself online shopping over focusing on your work task at hand. 8. Schedule Daily “You” Time Having back-to-back meetings, tasks, or events can drain your energy, especially if the majority of your time is being spent on things you’re not passionate about. Create time for you by putting it on the calendar. Find a few times that work for your schedule and add in non-negotiable breaks. For example, block off your lunch break to check in on your budget. How to Balance a Healthy Lifestyle Having a balanced lifestyle is essential for your mental and physical health. No matter what, there’s always someone to respond to or something to do. If you’re the “yes” person, it’s easy to spread yourself too thin. Instead of taking on every burden thrown at you, here are some tips on how to hit pause and put yourself first. 9. Eliminate Negativity Filter through your lifestyle stressors by having honest conversations with yourself and others. Do you have friends that don’t positively impact your life? Or do you have a job that doesn’t bring you joy? If so, it may be time to cut ties with negative people or situations. Having relationships that don’t make you happy could influence bad purchasing decisions or habits. 10. Make Time for What You Love During your free time, what do you do for fun? Working out, going on long walks, curling up with a good book, or anything else that brings you joy. Instead of only enjoying your favorite activities only on the weekends, add them to your daily routine. Make room in your budget for your favorite things throughout the work week. 11. Listen to Your Body Some days you feel happy and ready to take on tasks thrown your way; other days you’re overwhelmed when it comes to meeting expectations. Fluctuations in your mood are normal! It’s how you handle them that makes the biggest impact. If you’re feeling down, listen to your body and treat yourself to a relaxing self-care evening that’s easy on your budget. 12. Be Patient With Yourself Know we all have our good and bad days. Instead of being hard on yourself for a day gone sour, list out things you can do to prepare for the future. For example, you may have had a bad day at work. Take some time, stay calm, and brainstorm what you could have done differently in the situation. As you learn from your mistakes, you’ll grow into your career and potentially earn a promotion. This process may entail establishing new habits and breaking old ones. In most cases, updating your daily habits takes time. Be patient with yourself and your budget as you seek balance. It isn’t always as easy as it sounds, but could save you daily stress. Previous Post Best Credit Cards for 2021 Next Post Making Finances a Family Affair Written by Mint Mint is passionate about helping you to achieve financial goals through education and with powerful tools, personalized insights, and much more. More from Mint Sources The U.S. Sun | World Population Review | Stress | U.S. Travel Browse Related Articles Mint App News Intuit Credit Karma welcomes all Minters! Retirement 101 5 Things the SECURE 2.0 Act changes about retirement Home Buying 101 What Are Homeowners Association (HOA) Fees and What Do … Financial Planning What Are Tax Deductions and Credits? 20 Ways To Save on… Financial Planning What Is Income Tax and How Is It Calculated? 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