Credit Info

What Affects My VantageScore? (Infographic)

Written by Mint.com
Published May 20, 2019 - [Updated Apr 21, 2021]
0 min read
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Launched in 2006 by the three major credit bureaus Experian, Equifax and TransUnion, the VantageScore is a credit scoring model that was created as an alternative to the FICO score. Both credit scoring systems feature a three-digit number that financial institutions assess to make lending decisions, but the VantageScore is a slightly different model used to rate creditworthiness.

Curious about what influences this score? See the key factors that determine your VantageScore in the infographic below.