Achieving Your Financial Goals – One by One

Achieving your money goals is no easy feat, which is why here at Mint, we believe in celebrating ALL of your wins – no matter how big or small!

The latest Minter we connected with is Jamila, a Healthcare Advertising Professional. Jamila shared with us how she’s been using Mint for the past 6 years to achieve her financial goals. From tracking her monthly expenses to staying on track with paying off over $80,000 in student loans. Learn more about Jamila’s #EmpowerMint story: 

For me, finances were something I had to learn on my own. I did my own research through books, the internet, and media outlets in order to get a better understanding of how I can best manage my finances. With all of the knowledge that I’ve been able to gain, I wanted to find a way to implement financial strategies that I felt would work best for me. 

About 6 years ago, I began using the Mint app to help me stay on track in achieving a number of my financial goals. I’ve set several goals in the app.

Throughout that time, I’ve used (and have been surprised by) all of the great features that Mint has to offer. My favorite features are definitely the Net Worth tracker and the Spending tracker. Being able to see how my net worth changes over the month serves as a great reminder as to whether or not I’m staying on track and continuing my financial growth. Similarly, the Spending tracker shows me not only how much I’m spending during the month, but how much I’m spending in comparison to the previous month. These two features show me how close I am to meeting my financial goals and helps me hold myself accountable. 

By tracking my expenses monthly in the app, I’ve been able to reach several of my savings and debt repayment goals. Currently, I’m using Mint to track my progress in building 6-months worth of an emergency fund and fully paying off my student and car loans. In fact, Mint helped me pay off $83,000 worth of student loans in 3 years and over three-quarters of my car loan within less than a year of taking out the loan! If I stick to the plan that Mint has outlined for me, I’ll be able to pay off my car loan by the end of the year and officially be consumer debt-free! 

On an everyday basis, I use Mint to check my net worth, spending, and see how I’m tracking against my budget. I use the Bill Application feature to set reminders for when my bills are due. I also set budgets and categorize each expense I have to help me spend less than my monthly income, which equals me putting more toward savings and investments. 

Mint has been so important in my financial journey. It’s helped me hold myself accountable in navigating my financial journey. Not to mention, one of the best parts is that Mint congratulates me every time I stick to my budget and meet a financial goal. 

What financial win are you celebrating with Mint? Comment below!