Financial Planning Finding Savings in the Fridge: Tokyo Here We Come Read the Article Open Share Drawer Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to share on Tumblr (Opens in new window)Click to share on Pinterest (Opens in new window)Click to share on LinkedIn (Opens in new window) Written by Mint.com Published Jun 3, 2011 5 min read Advertising Disclosure The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers. This blog does not provide legal, financial, accounting or tax advice. The content on this blog is "as is" and carries no warranties. Intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. After 20 days, comments are closed on posts. Intuit may, but has no obligation to, monitor comments. Comments that include profanity or abusive language will not be posted. Click here to read full Terms of Service. Last February, I wrote about how my family is saving up to spend a month in Tokyo next year. It’s been over three months since then, and the saving is still exhilarating. Any “found money” is going into the trip fund: random stuff I sell on eBay, birthday checks from aunts and uncles, the contents of the penny jar. In addition, any money left over at the end of the week, the day before payday, goes into the Tokyo Fund. But I didn’t expect this to move the needle. I’ve been saying for years that there’s no such thing as leftover money, and that you have to (wait for it)pay yourself first if you want to have any hope of saving. Yes, I am making the oldest argument in the history of personal finance: money not set aside in a hard-to-reach place gets spent. Stop the presses! I’m no better than you. Probably worse. Every week I pay myself an allowance for groceries, dining out, and entertainment. And every week, I spend it down to about 72 cents. Look, I’ll prove it. Let’s fire up the time machine and set it for January 2011. FUTURE MATTHEW: How much slack would you say there is in your weekly budget? PAST MATTHEW: About 72 cents. FUTURE MATTHEW: Come on, I printed a giant page of frugality tips for you. PAST MATTHEW: Okay, maybe three bucks. Now get lost, old man. Here’s how much I’ve actually scavenged from the weekly budget over the past 30 days: $195.72. We’re 37% of the way to our goal, according to Mint Goals. Where did the money come from? Stay tuned. Eat it For years, my wife has suggested (gently and occasionally) that we finish eating what’s in the refrigerator before buying new stuff. Perhaps you’ve heard this from someone in your family. Perhaps you read a book or article about how a huge proportion of food in the US is wasted. Perhaps you see yourself as a frugal person and experience nauseating waves of cognitive dissonance when you buy eight ingredients for a recipe from today’s paper even though three meals’ worth of food sits forlornly at home. My sample may be biased, but it appears that roughly 100% of web pages are devoted to either cat photos or frugality tips. (I have SafeSearch turned on.) I like frugality tips, especially food-related ones, and am always keen to press them upon my long-suffering friends, but do they actually work? They don’t work very well on me. If I have money to spend, and a new issue of Martha Stewart Everyday Food lands in the mailbox, I’m not going to reheat lasagna. I’m going to flip to the “Have You Tried?” section, and I am going to try it. When it comes to food, I’m Barney Stinson. Yesterday’s ingredients are so yesterday. I want to cook a new recipe with whatever looks squeezably fresh at the market. Thanks to my miserly vacation-addled brain, though, I’m a new man. Crisper drawer, look out: Daddy’s home. Frugal? Make me Yes, this is all so facile: pay yourself first and make no little plans. But I’m astounded at how much we’ve been able to wring out of the weekly budget. After our trip, presumably I will have used up my store of willpower and environmental virtue and I’ll go on a three-week bender of cooking a fancy new recipe every day and letting yesterday’s produce melt down into toxic sludge at the bottom of the refrigerator. But that’s next year. For now, I’m like that guy on TV who will come over to your house, stick his head in the refrigerator, and whip up dinner. Okay, so far I’ve only done it at my house, but you’re next. At the risk of stepping on Frugal Foodie‘s toes, I would like to offer a couple of tips for cooking from the fridge. You’re welcome to do what I do with frugality tips: print them out, nod sagely, and then recycle the paper. 1. Cabbage is cheap, durable, and crazy versatile. Hmm, maybe I shouldn’t have put cabbage first. But I bought a large head of cabbage for under $2 this week, and so far it’s turned into coleslaw, stir-fried cabbage with ginger, and sauteed cabbage as a base for a taco salad-like concoction with pork, lime juice, and hot sauce. More to the point, when I know there’s cabbage in the fridge, I won’t venture into the produce section and buy three new vegetables. 2. Pork shoulder is cheap and versatile, and unlike cabbage, it’s meat. You can slow-roast it, carve it flamboyantly at the table, and eat leftovers in sandwiches. You can stir-fry it. You can grind it for meatballs, either in the food processor or with a stand mixer grinder attachment. You can cut it into cubes and make carnitas. And, like cabbage, when there’s pork shoulder at home, it inoculates me against impulse meat purchases. (Eww, inoculated meat.) 3. Pizza dough. Whip some up, freeze it, and you will have the makings of homemade pizza any time. It defrosts quickly, and you always have some mozzarella and half a jar of spaghetti sauce on hand, right? More to the point: no one ever says, “Pizza? Again?” Matthew Amster-Burton is a personal finance columnist at Mint.com. Find him on Twitter @Mint_Mamster. Previous Post Is Bad Customer Service Inevitable? 5 Signs You Might Be… Next Post Beyond Coupons: Ten Surefire Ways to Save Money Written by Mint.com More from Mint.com Browse Related Articles Mint App News Intuit Credit Karma welcomes all Minters! Retirement 101 5 Things the SECURE 2.0 Act changes about retirement Home Buying 101 What Are Homeowners Association (HOA) Fees and What Do … Financial Planning What Are Tax Deductions and Credits? 20 Ways To Save on… Financial Planning What Is Income Tax and How Is It Calculated? Investing 101 The 15 Best Investments for 2023 Investing 101 How To Buy Stocks: A Beginner’s Guide Investing 101 What Is Real Estate Wholesaling? Life What Is A Brushing Scam? 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