Financial Planning Form Letter Fail: 5 Ways to Know if You’ve Received Cookie-Cutter E-Mail Read the Article Open Share Drawer Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to share on Tumblr (Opens in new window)Click to share on Pinterest (Opens in new window)Click to share on LinkedIn (Opens in new window) Written by Mint.com Published Dec 2, 2010 4 min read Advertising Disclosure The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers. This blog does not provide legal, financial, accounting or tax advice. The content on this blog is "as is" and carries no warranties. Intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. After 20 days, comments are closed on posts. Intuit may, but has no obligation to, monitor comments. Comments that include profanity or abusive language will not be posted. Click here to read full Terms of Service. photo: • Happy Batatinha • The company’s email had it all. It addressed you by name, acknowledged your concern and left you feeling as if the company really cared. Except for one thing: It wasn’t real. The missive was a pre-written response – a form letter – intended to convey the genuine sentiment of a personal message. But chances are, there’s an overworked customer service representative furiously cutting and pasting from various templates on the other end of it. Every company uses some kind of form letter, from the obvious – an autoresponder when you send a message through its website – to the nuanced letter that seems to answer your question personally. Although there are no formal surveys on the use of form letters, it’s a safe bet that every business, from the mom-and-pop store around the corner to the multinational conglomerate, use forms of some kind. (Form letters are not uniformly bad, but excessive reliance on them suggests the company isn’t listening to its own customers, and just wants them to go away while it counts its money.) “Nothing turns people off more than a form letter,” says Stephen Smith, who handles communications for a software company in Bellingham, Wash. “Why should I personally respond to someone who hasn’t made an effort to contact me personally in the first place? More to the point, why would I expect genuine attention to my needs when doing business if they treat me like a faceless revenue source?” The best form letters are almost impossible to tell from the real thing. But there are a few signs that you’re dealing with one. 1. Dear <Firstname>, Obviously, if the company can’t take the time to configure its own software and fill in your name on its email program, you can only imagine how it’ll treat you as a customer. A “Dear <Firstname>” or “Dear XXX” is a sign that the company just can’t be bothered. Many savvy customers hit the “delete” key when they see an email that starts that way. 2. Thank you, your email is very important. Most form letters start by thanking you for your recent correspondence and then telling you how customer-focused the company is. Phrases like, “We value your business,” or “Customer service is our top priority,” are dead giveaways. Typically, and paradoxically, they mean the exact opposite of what they say. Put differently, why would a company have to tell you how great it is if it’s already providing excellent customer service? 3. Your problem is repeated in a less eloquent way. The most common personalization involves several polished, pre-written templates that are pasted into an email. However, not all of it is pre-fab. Your name must be entered manually, and the particulars of your complaint have to also be restated. “We understand you had a problem with your phone bill,” or, “We apologize for the way in which our associates handled your refund.” The awkwardness isn’t accidental. It’s impossible for the person sending the response to be as eloquent as the template. And that’s a giveaway. 4. The rejection. If you’ve written to complain about a product or service, then here comes the rejection. Letters granting you compensation are more often personal and far shorter – after all, they’re giving you what you want, so why waste words? The lengthier form letter is used to disarm you and make you feel as if maybe you’re asking for too much. Form rejections use phrases like, “At this time,” and, “We are unable to …,” and, worst of all, “We hate to disappoint you” – all intended to soften the blow of saying “no.” 5. Baby come back! Form letters almost always end with the company telling you how important you are (again, it frequently means the very opposite) and asking you to give it another chance. Look for words like, “We value your business” or some variation on, “Without you, we’re nothing,” which is meant to make you feel all warm and fuzzy about the interaction with the company. Remember: it’s a form letter, and they’re really telling you to get lost. Now that you’ve established you’re the recipient of a bona fide form response, what next? You could send an answer, but odds are, you’ll just get another form letter in response. But it doesn’t have to be that way. Next week, I’ll tell you how to escape the form-response trap. Christopher Elliott is a consumer advocate who blogs about getting better customer service at On Your Side. Connect with him on Twitter and Facebook or send him your questions by email. Previous Post This Holiday Season, How to Comparison Shop The Smart Way Next Post Found Treasures From Around the World Written by Mint.com More from Mint.com Browse Related Articles Mint App News Intuit Credit Karma welcomes all Minters! Retirement 101 5 Things the SECURE 2.0 Act changes about retirement Home Buying 101 What Are Homeowners Association (HOA) Fees and What Do … Financial Planning What Are Tax Deductions and Credits? 20 Ways To Save on… Financial Planning What Is Income Tax and How Is It Calculated? Investing 101 The 15 Best Investments for 2023 Investing 101 How To Buy Stocks: A Beginner’s Guide Investing 101 What Is Real Estate Wholesaling? Life What Is A Brushing Scam? Financial Planning WTFinance: Annuities vs Life Insurance